|
|
Appraisal services for Jefferson and Ashe County homeowners
Here are the top 7 reasons why North Carolina homeowners order from Parkway Appraisals:
- To get a pre-listing appraisal (whether they're selling the home on their own or using an agent)
- Challenge property tax assessments
-
Remove PMI to cut your mortgage payments
-
Reinstate your Home Equity Line of Credit (HELOC)
-
To review another appraiser's report for verification
-
If real estate needs to be divided because of a divorce
-
Settle an estate in North Carolina by determining the true market value of real estate
At Parkway Appraisals, we understand the unique needs of a customer in need of appraisal services.
While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale by Owner
Since you have an emotional attachment to your house, it's often very hard to be objective about it.
The professional appraisers at Parkway Appraisals will tell you what you need to know -- not just what you want to hear. We are objective.
In addition to helping you set a realistic selling price so your home will attract interested buyers, a professional appraisal is very valuable as a negotiating tool once you have a potential buyer.
The appraisal is something concrete to show your buyer.
An appraisal is an independent third party's opinion of your property's value -- not just you saying how much you think your house is worth.
Interested buyers assume you have an emotional attachment to your house and will be more likely to give credibility to an expert appraiser's value report than yours.
Challenge Tax Assessment
Your local tax assessor may have your home overvalued if you live in an area that's declining or is not appreciating as much as other properties close to yours.
This means you're probably paying higher taxes than you should be paying.
The sooner you take care of a matter like this, the better, since your property assessment may likely go up again in the next period.
A professional appraisal from Parkway Appraisals is your number one weapon when challenging your property tax assessment.
Appraisals to remove PMI
Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a popular way to save money for homeowners.
Your monthly payments will go down once your mortgage loan is down below 80% of the value of your home. In most cases you can apply to your lender to have the PMI removed from your loan.
Parkway Appraisals is experienced in helping customers just like you delete unwanted PMI insurance.
Was your HELOC recently frozen?
Your lender just might decide to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area -- even if your specific property has not declined in value.
This can be inconvenient from a cash flow point of view, and harmful to your credit score since it may appear as though that credit line is maxed out.
Parkway Appraisals can provide you with an expert appraisal that will help you reinstate your home equity line of credit.
We Also Provide Field and Desktop Appraisal Review Services
Have you just gotten a copy of your appraisal and you'd wish to have a seasoned professional double-check it for precision or do you desire a second opinion without the added expense and delay of waiting for a whole new appraisal?
We can go out and check the subject and comps in a field review.
Or, if you're in a rush, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide you with a retrospective review of any appraisal report you may have had in the past.
Although most review work is commissioned by lenders for quality control, homeowners that have reason to believe they've been the victim of mortgage fraud are prudent to get a second opinion.
|
|
