Attention homeowners in Jefferson and Ashe County: Need an appraisal?
The top seven reasons NC homeowners hire Parkway Appraisals:
Own a home in or near Jefferson, NC and need help determining the value of it?
We at Parkway Appraisals understand the particular needs of a customer looking for appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale By Owner
Since you have an emotional attachment to your home, it's often very hard to be objective about it. Our professional appraisers at Parkway Appraisals are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic selling price so your house will attract many interested buyers, a professional appraisal is a very important negotiating tool once you have an interested buyer. It gives you something tangible to show your buyer. It's an independent third party's opinion of your home's price, and not just how much you think your house is worth. Interested buyers assume that you have an emotional attachment to your house and will be much more likely to give credibility to an experienced appraiser's value estimation than yours.
Appraisals to cancel PMI
Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a fashionable way to save money for homeowners. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your home. In most cases you can apply to your lender to have the PMI canceled from your loan. We are experts in helping consumers just like you delete unwanted PMI insurance.
Challenging Ashe county's assessment of your property
Your local tax assessor may have your house overvalued if your home is not appreciating as much as other houses close by. This means you're going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better off you'll be. A professional appraisal from Parkway Appraisals is your strongest weapon when challenging your property tax assessment.
Recently got a freeze your HELOC?
If your property is close to a declining area, your lender just may choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be inopportune from a cash flow point of view, and harmful to your credit score since it may appear as though that credit line is maxed out. Parkway Appraisals can provide you with efficient appraisal that will help you reinstate your HELOC.
We Provide Field and Desktop Appraisal Review Services
Have you just been handed a copy of your appraisal and you would like to have a seasoned professional double-check it for verity or do you want a second opinion without the added expense and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comps in question. If you're in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? Parkway Appraisals can We can assist you. While typically requested by banks, you may want to take advantage of this service if you suspect mortgage fraud related to your house.