Parkway Appraisals's appraisal to-do list

	By law, the borrower is are entitled to receive a copy of the completed appraisal report from the lender. Contact us if you have any questions about the appraisal process.

To speed up the appraisal process, it's helpful to have these documents ready for the appraiser:

• A plot plan or survey of the house and land (if available).

• Records on the latest purchase of the property in the last three years.

• Information on any written private agreements, such as a shared driveway with a neighbor.

• A list of any personal property that is part of the home and you intend to be sold with the home, such as an oven, or a washer and dryer.

• Any paperwork, such as a title policy with information on encroachments or easements encroachments or easements.

• A bill for your most recent real estate taxes which should also contain a legal description of the property.

• Home inspection reports, or other recent reports for termites, EIFS (synthetic stucco) wall systems, your septic system and your well.

• A list of any major home improvements and enhancements, the amount of their purchase and date of their installation (for example, the addition of energy efficiency upgrades or roof repairs) and permit confirmation (if available).

• Find copies of the current listing agreement, broker's data sheet and, in the event of a pending sale.

• Any "Homeowners Associations" agreements or, if applicable, condo covenants or fees.

• A list of "proposed" improvements if the property is to be appraised "as complete".

Once your appraiser has arrived, you do not need to accompany them along on the entire site inspection, but you should be available to answer inquiries about your property and identify any home improvements.

Here are some other helpful suggestions:

• Accessibility: Appraisers are very thorough in their inspections. Make sure that all areas of the home are accessible, especially the attic and crawl space.

• Housekeeping: Appraisers see a lot of homes a year and will look past most clutter, but they're human beings too! A good impression can mean a higher home value.

• Maintenance: We often suggest repairing small things like leaky faucets, missing door handles and trim.

• FHA and VA Inspection Items: If your borrower is trying to apply for either an FHA or VA loan, definitely ask your appraiser if there are extra things that should be done before they come. Some items they may recommend might be: having a banister on all stairways, ensuring there are electrical receptacles in every room and that each receptacle functions, repairing any faucets that leak or drip, replacing broken glass.